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Freight Factoring Blog

Tips, guides, and insights for trucking companies and owner-operators.

How to dispute a freight broker payment
May 16, 2026

How to Dispute a Freight Broker Payment: A Trucker's Guide

Step-by-step guide to disputing a freight broker payment. What to do when a broker shorts your pay, makes unauthorized deductions, or refuses to pay — and how to protect yourself.

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Spot market vs contract freight for trucking companies
May 5, 2026

Spot Market vs. Contract Freight: Which Is Better for Your Trucking Business?

Pros and cons of spot loads and contract freight. How to build the right mix for consistent revenue, rate stability, and maximum profit as an owner-operator or small fleet.

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How to build business credit for a trucking company
May 2, 2026

How to Build Business Credit as a New Trucking Company

Step-by-step guide to establishing business credit for your trucking company. How to get your DUNS number, open trade accounts, and build a credit profile that saves you money.

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What is a lumper fee in trucking
April 30, 2026

What Is a Lumper Fee? A Trucker's Guide to Unloading Costs

What lumper fees are, who pays them, your legal rights, how to get reimbursed, and how to manage these surprise costs without hurting your cash flow.

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Truck driver per diem guide 2026
April 28, 2026

Truck Driver Per Diem: How It Works and How to Maximize It

Everything truckers need to know about per diem in 2026. Current rates, how owner-operators claim it, tax savings tips, and common mistakes to avoid.

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ELD mandate guide for truckers 2026
April 25, 2026

ELD Mandate: What Truckers Need to Know in 2026

Complete guide to ELD compliance — device requirements, exemptions, choosing the right device, roadside inspections, common violations, and how to stay compliant.

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IFTA filing guide for truck drivers
April 21, 2026

IFTA Filing Guide for Truck Drivers

Everything truckers need to know about IFTA — registration, quarterly deadlines, fuel tax calculations, recordkeeping tips, and how to avoid penalties for late filing.

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What is the International Factoring Association IFA
April 18, 2026

What Is the International Factoring Association? Why It Matters for Truckers

The IFA is the global standard-bearer for the factoring industry. Learn what the International Factoring Association does and why it matters when choosing a reputable factoring company.

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How freight brokers and factoring companies work together
April 17, 2026

How Freight Brokers and Factoring Companies Work Together

Learn how freight brokers and factoring companies work together. Understand the invoice flow, broker credit checks, and why factoring makes the broker-carrier relationship smoother.

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Best load boards for owner-operators 2026
April 17, 2026

Best Load Boards for Owner-Operators in 2026

Compare the best load boards for owner-operators in 2026. DAT, Truckstop, 123Loadboard, Direct Freight — pricing, pros, cons, and tips to find better loads.

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Understanding freight factoring rates
April 14, 2026

Understanding Freight Factoring Rates: What Affects Your Rate

Learn what determines your freight factoring rate. Invoice size, volume, broker credit, and contract terms all play a role. Here is what to expect and how to get the best deal.

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Best freight factoring companies 2026 comparison
April 10, 2026

Best Freight Factoring Companies in 2026: What to Compare

Comparing the top freight factoring companies in 2026. What to look for in rates, reserves, contracts, and service — and why CHC Factoring stands out for owner-operators and small fleets.

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How to check freight broker credit before hauling
April 10, 2026

Freight Broker Credit Checks: How to Avoid Getting Stiffed on a Load

Learn why freight broker credit checks matter, how to check a broker before hauling, red flags to watch for, and how non-recourse factoring protects you from bad debt.

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How to get MC authority step by step guide
April 10, 2026

How to Get Your MC Authority: A Step-by-Step Guide for New Carriers

Step-by-step guide to getting your MC authority from FMCSA. Costs, timeline, insurance requirements, and common mistakes new carriers make.

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IFTA reporting guide for truckers
April 10, 2026

IFTA Reporting for Truckers: A Simple Guide to Fuel Tax Filing

A simple guide to IFTA reporting. What it is, who needs it, how to file quarterly, common mistakes, and tips to make fuel tax filing easier.

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Best trucking insurance for owner-operators
April 10, 2026

Best Trucking Insurance for Owner-Operators: What You Need and What It Costs

A practical guide to trucking insurance for owner-operators. Types of coverage, typical costs, how to save money, and how factoring helps with cash flow.

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DAT load board guide for truckers
April 9, 2026

DAT Load Board Guide for Truckers: How to Find Better Loads

A practical guide to using the DAT load board more strategically so you can find better freight, reduce deadhead, and improve profit per trip.

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How to reduce deadhead miles and increase profits
April 7, 2026

How to Reduce Deadhead Miles and Increase Profits

Deadhead miles drain profit fast. Learn how trucking companies and owner-operators can plan smarter reloads, cut empty miles, and improve profit per trip.

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RTS Financial freight factoring review
April 1, 2026

RTS Financial Freight Factoring: What Carriers Should Know

A look at RTS Financial — one of the biggest names in trucking factoring — what they offer, how big factoring companies work, and why some carriers prefer a smaller, family-oriented partner.

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Triumph Financial freight factoring review
April 1, 2026

Triumph Financial Freight Factoring: What Carriers Should Know

Understanding Triumph Financial and TriumphPay — one of trucking's biggest financial platforms — and what to think about when choosing a factoring partner for your business.

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What is a Notice of Assignment in freight factoring
March 31, 2026

What Is a Notice of Assignment in Freight Factoring?

The one document that makes factoring work. Learn what a Notice of Assignment is, why your factoring company sends one to brokers, and what it means for your trucking business.

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Top 10 tax deductions for truck drivers
March 27, 2026

Top 10 Tax Deductions Every Truck Driver Should Know

From fuel costs to per diem to truck depreciation — here are the biggest tax deductions that can save owner-operators and trucking companies thousands every year.

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Factoring for owner-operators guide
March 20, 2026

Factoring for Owner-Operators: Everything You Need to Know

A complete guide to freight factoring for owner-operators. How it works for single-truck owners, what to look for in a factoring company, common mistakes, and how to get started.

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How to start a trucking company in 2026
March 18, 2026

How to Start a Trucking Company in 2026: A Step-by-Step Guide

Everything you need to know about starting a trucking business in 2026 — business plan, LLC formation, CDL, USDOT number, MC authority, insurance, equipment, finding loads, and managing cash flow.

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What is fuel advance in freight factoring
March 15, 2026

What Is Fuel Advance in Freight Factoring? A Guide for Truckers

Learn what fuel advances are, how they work in freight factoring, typical percentages, and how truckers can use them to cover diesel costs before full invoice payment.

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Non-recourse vs recourse factoring explained
March 13, 2026

Non-Recourse vs. Recourse Factoring: What Truckers Need to Know

One protects you from bad debt. The other doesn't. Learn the difference between recourse and non-recourse factoring and why it matters for your trucking business.

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5 hidden fees in freight factoring contracts
March 11, 2026

5 Hidden Fees in Freight Factoring Contracts (And How to Avoid Them)

The factoring rate isn't the only cost. Watch out for reserve holdbacks, termination fees, wire charges, and other hidden costs that can eat into your bottom line.

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How freight factoring works
March 8, 2026

How Freight Factoring Works: A Complete Guide for Truckers

Everything you need to know about freight factoring — what it is, how the process works, what it costs, and whether it's right for your trucking business.

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Freight factoring vs bank loans
March 6, 2026

Freight Factoring vs. Bank Loans: Which Is Better for Truckers?

Comparing freight factoring and traditional bank loans. Learn the pros and cons of each and which financing option makes more sense for your trucking company.

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How to choose a freight factoring company
March 4, 2026

How to Choose a Freight Factoring Company: What to Look For

Not all factoring companies are the same. Here's what to watch for — and what to avoid — when choosing a factoring partner for your trucking business.

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Cash flow tips for new trucking companies
March 1, 2026

Cash Flow Tips for New Trucking Companies

Starting a trucking company? Cash flow is your biggest challenge. Here are practical tips to keep your business running while you build up your operation.

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